Uniqhomes Blog

Cost Saving Programs To Help You Save Money

Posted on Mar 18, 2018



Below you may find 29 housing related cost saving programs to help you save money. This article is published in Real Estate Board of Greater Vancouver's 28-page supplement in Vancouver Sun (on Friday, March 16).

1- B.C. PROPERTY TRANSFER TAX (PTT) FIRST-TIME HOME BUYERS’ PROGRAM 
Qualifying first-time buyers may be exempt from paying the PTT of one p...

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Impact of additional property transfer tax, rate hikes and stress test on prices 

Posted on Mar 17, 2018



What is the impact of additional property transfer tax on home prices in Vancouver? How did the rate hikes and stress test effect home prices in Vancouver? What could be the impact of the recent and potential further actions on home prices in Vancouver for the rest of the year?

Recent major actions of BC government and Bank of Canada having impact o...

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Impact of interest rate hikes and stress test on affordability

Posted on Mar 16, 2018



What is the impact of the interest rate hikes on affordability? How much did the stress test effect the mortgage amount that a buyer can afford? What is the total impact of these two? What could be the effect of potential further rate increases on affordability?

Bank of Canada increased its interest rate three times in the last nine months (Jul 17...

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What could be the cost of delaying a condo purchase in Vancouver?

Posted on Mar 14, 2018



What is the trend for condo prices in Vancouver? Do condo prices increase in Vancouver? What is the level of increase for condos in Vancouver?  Are mortgage rates expected to increase further? What could the cost of buying a condo at the end of 2018 instead of buying now? 

Average condo price in Greater Vancouver has increased monthly by 1.5% on avera...

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What is annual net rate of return for real estate investment in Vancouver ?

Posted on Mar 12, 2018



How much did the home prices increase in the past in Vancouver? What is the estimated annual rental yield for Vancouver? What return should be expected from an investment in Vancouver real estate market? What are the expenses that need to be considered to identify the net return? What is the impact of financing options on net return?

Average home pr...

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Resale or Presale?

Posted on Mar 10, 2018



Should you buy a resale or a presale property? What are the advantages and disadvantages of buying resale or presale property in Greater Vancouver? Do you know how to judge if the prices of a new development are high or low compared to its resale benchmarks? What items should you consider when comparing and reconciling the prices of the two type of...

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